The Cost Desk

Money tools

Pick a calculator

Each one shows the answer first, then the working, the assumptions and the sources.

What each calculator shows

Every calculator gives the answer first, then the working with the numbers from its example case, the assumptions it makes and the sources behind its rules and rates. The example is only a starting point: every number can be changed, and the link can be copied with those numbers in it.

Rates in the examples are illustrations, not offers. Official figures come from lenders, plans, the IRS and the Social Security Administration. How the numbers are built.